Positive Retirement Solutions

Jersey RATs for Employers

We recognise that companies have varying objectives for their pension savings vehicle. As a result, we offer flexibility within the Blue Riband RATS so that each company can select a pension savings vehicle ideally suited for their needs. In addition, each company may operate a different RATS type for different categories of employees

Variations include:

Standard plan

Suitable for organisations which are looking for a company pension savings vehicle that offers a core set of low cost index-tracking investments and exceptional value for money.

Enhanced plan

Suitable for organisations which are looking for a company pension savings vehicle that has access to both index-tracking and additional actively managed funds selected from a range of investment managers whilst still offering exceptional value for money.

Specialist plan

Similar to the Enhanced RATS but also including a number of selected funds in specialist asset classes.

Tailored plan

This is a company specific RATS that allows you to tailor the RATS to your requirements including your own branding on member communications and the member website. An “open architecture” fund choice is also an available option (subject to Trustee consent). More details are available on request.